Vol 12, No 2 (2025): December

Ground coffee, as a processed product of coffee beans, stands as an agricultural commodity with significant market prospects, driven by the proliferation of cafes, coffee stalls, and modern coffee beverage trends. The sales potential of this processed coffee offers attractive profitability, fostering the growth of the coffee processing sector, one example being the Bumi Mutiara Industry. This research focuses on evaluating the financial feasibility of the Bumi Mutiara Ground Coffee Industry in Palu City. The aspects reviewed include capital structure, financing composition, production techniques, raw material procurement strategy, and product marketing. The financial analysis results indicate a very promising outlook for this venture. The calculated Net Present Value (NPV) is a positive Rp187,500,267.00. The Internal Rate of Return (IRR) of 24% significantly exceeds the benchmark interest rate (24% > 12%). Furthermore, the Net Benefit-Cost Ratio (Net B/C) is 1.41, which is greater than 1. Concurrently, the Payback Period (PP) for the business is recorded at 3 years and 3 months. Based on all these financial feasibility indicators, it is concluded that the Bumi Mutiara Ground Coffee Industry in Palu City is financially viable for both continuation and future development.

The role of women in the informal sector, particularly as vegetable sellers, contributes significantly to the family income, especially among low-income households. This study aims to analyze the contribution of female vegetable seller to the family income and to analyze the effect of capital, seller location, length of business, and time spent working on the income of female vegetable seller at the Manonda Inpres Market in Palu City. Using a quantitative approach with primary and secondary data, the research was conducted in July-August 2025 over 38 respondents selected throughout simple random sampling from total population of 258 micro-businesses. The results show that the average income of female vegetable seller is IDR 4.460.697/month, which is much higher than the income of their husbands and other family members, which increase women's contribution reaches 70,27% of the average total family income of IDR 6.081.750/month.  A mutipl linear regression analysis with an R² value of 0,967 shows that the variables of capital, seller location, length of business, and time spent working have a positive and significant effect on income, with capital being the most dominant factor. These findings confirm that female vegetable seller play an important role as the mainstay of low- income households.